Retain your talent!
Nicholas Hatton is an independent agent with Colonial Life. Through this partnership, we offer affordable healthcare and supplemental benefits for your employees and their families! Only three participants, including both owners and employees, are required to join! We will never upsell policies that you don’t need or want! Our recommendations are based solely on your personal situation!
Benefits
Healthcare
We collaborate with leading health providers, such as BC/BS and offer secondary insurance options to help lower overall costs! By partnering with these reputable organizations, we ensure that our clients have access to a broad range of healthcare services. This collaboration allows us to negotiate better rates, ultimately making healthcare more affordable. Additionally, our secondary insurance options can fill gaps in coverage, providing peace of mind and financial relief. With our commitment to enhancing your healthcare experience, we aim to empower you with the best possible resources and support on your journey to wellness.
Short-Term Disability
Help safeguard your employees’ paychecks in the event they are injured, whether on the job or off! It is essential to provide a safety net that supports your team during difficult times, ensuring financial stability when they need it most. They are eligible to receive benefits amounting to 60% of their average salary for a duration ranging from 3 to 24 months, allowing them not only to focus on recovery but also to alleviate the stress of financial burdens. By investing in these measures, you demonstrate a commitment to your employees’ well-being, fostering loyalty and enhancing workplace morale.
Accident Insurance
Help mitigate healthcare costs with our Accident insurance policy! This comprehensive plan is designed to provide you with financial security and peace of mind during difficult times. Anyone who is signed up for this policy will receive a paycheck if they sustain an injury, helping to cover unexpected expenses that may arise due to medical treatment or loss of income. The amount of the check is determined by the severity of the accident, ensuring that the assistance you receive is commensurate with your needs. With this policy, you can focus on recovery without the added stress of financial burdens, allowing you to return to your daily life as quickly as possible.
Cancer Insurance
Does cancer run in your family? If so, we recommend considering our Cancer policy, which provides extensive support during challenging times. This policy is designed to help mitigate the costs of cancer treatment by covering various essential services. Please note that it specifically covers internal cancers only, ensuring that you receive the best possible care for conditions arising within the body, while skin cancer is not included. Our aim is to relieve some of the financial burden associated with treatment, allowing you to focus on recovery and well-being, so you can spend more time with loved ones and make informed decisions about your healthcare options.
Critical Illness Insurance
Get a lump sum payout if you have a critical illness, providing you with financial support during one of life’s most challenging times. Covered illnesses include heart attack, stroke, renal failure, internal organ failure, and many more serious health conditions that can significantly impact your daily life and financial stability. This payout is designed to help alleviate some of the burdens associated with medical expenses, rehabilitation costs, and loss of income, allowing you to focus on recovery and getting back on your feet without the added stress of financial worries. It’s essential to understand your coverage options and ensure that you’re prepared for whatever life may throw your way.
Dental and Vision
We provide affordable in-house dental plans that are tailored to meet the diverse needs of our clients, ensuring that you and your family receive the comprehensive care you deserve. Additionally, with the option to add a vision plan for enhanced coverage, you can protect not only your oral health but also your eye health, making it easier than ever to keep up with your overall well-being. Our plans are designed to be flexible and budget-friendly, so you can focus on maintaining a bright and healthy smile along with clear vision without breaking the bank!
Term and Whole Life Insurance
Affordable rates are available for both Term and Whole Life policies, providing excellent options for individuals looking to secure their financial future. With competitive pricing, you can choose a plan that fits your budget while ensuring that your loved ones are protected in the event of unforeseen circumstances. Whether you prefer the flexibility of Term Life or the lifelong coverage offered by Whole Life, these policies cater to a variety of needs and preferences, making it easier than ever to find the right coverage at a price you can afford.
Group Rates
If you have 10 or more employees, you can qualify for competitive group rates that make providing insurance more accessible and affordable for your business. We offer extensive group rates for various forms of insurance, including Term Life, which ensures your employees’ families are financially protected in the event of an unexpected loss. Additionally, our Short and Long Term Disability coverage provides peace of mind, as it replaces a portion of an employee’s income during periods of illness or injury. Furthermore, we also cover accident and critical illness insurance, which offers additional financial security when faced with unforeseen health challenges. This comprehensive approach not only protects your employees but also helps foster a sense of loyalty and well-being within your team.
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